Summary: Cedrus is a personal wealth tracking tool — not a financial advisor, broker, or investment platform. By using Cedrus, you agree to these terms. If you do not agree, please do not use the Service.
By downloading, installing, or using the Cedrus mobile application or website (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Cedrus.
If you are using the Service on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.
These Terms are governed by the laws of the United Arab Emirates, specifically UAE Federal Law No. 1 of 2006 on Electronic Commerce and Transactions, and any other applicable UAE federal laws.
Cedrus is a personal wealth tracking and portfolio management application that allows users to:
Cedrus does not execute trades, manage funds, connect to bank accounts, or provide regulated financial services. We are a software tool for personal organisation and tracking purposes only.
Important Disclaimer: Nothing within the Cedrus application, website, AI Advisor, or any communications from Cedrus constitutes financial advice, investment advice, trading advice, or any other type of regulated financial service.
All information provided through Cedrus, including AI-generated insights, is for informational and educational purposes only. You should not make any financial, investment, or trading decisions based solely on information provided by Cedrus.
Before making any investment decisions, you should consult a qualified and licensed financial advisor registered with the UAE Securities and Commodities Authority (SCA), the UAE Central Bank, or the relevant regulatory authority in your country of residence.
Cedrus is not licensed as a financial advisor, broker, investment manager, or any regulated financial entity by the UAE Central Bank, UAE SCA, DFSA, FSRA, or any other regulatory body in the UAE or GCC.
Past performance of any asset shown in the app does not guarantee future results. All investments carry risk, including the possible loss of principal.
You must be at least 18 years of age to use Cedrus. By creating an account, you confirm that you are 18 or older. If we discover that a user is under 18, we will terminate their account immediately.
You are responsible for:
You agree to provide accurate, current, and complete information during registration and to keep your account information updated. Accounts found to contain false information may be suspended or terminated.
Each user may maintain only one active account. Creating multiple accounts to circumvent subscription limits or other restrictions is prohibited.
New users receive a 30-day free trial with full access to all features. No credit card is required to start the trial. At the end of the trial period, access to premium features will require a paid subscription.
After the free trial, Cedrus operates on a subscription model. Subscription fees, billing cycles, and available plans are displayed within the application and on our website. All prices are listed in USD unless otherwise stated.
Payments are processed securely through Stripe. By providing payment information, you authorise us to charge your payment method for the applicable subscription fees. Subscriptions renew automatically unless cancelled.
You may cancel your subscription at any time through the app settings or by contacting us at support@cedrus.finance. Cancellation takes effect at the end of the current billing period. We do not provide refunds for partial billing periods.
Given the 30-day free trial, we do not offer refunds on paid subscriptions. If you believe you were charged in error, contact us within 14 days of the charge at support@cedrus.finance.
We reserve the right to change subscription pricing. We will provide at least 30 days' notice before any price increase takes effect, via email and in-app notification.
You agree not to use the Service to:
Violation of acceptable use policies may result in immediate suspension or termination of your account without refund.
All content, features, functionality, design, code, logos, trademarks, and materials within the Cedrus application and website are owned by Cedrus and are protected by UAE intellectual property laws and applicable international copyright treaties.
You are granted a limited, non-exclusive, non-transferable licence to use the Service for your personal, non-commercial purposes. This licence does not include the right to:
Your personal data and portfolio data remain your property. By using the Service, you grant us a limited licence to process your data solely to provide the Service to you.
The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
Market price data displayed in the app is sourced from third-party providers and may be delayed or inaccurate. Cedrus makes no representations as to the accuracy, completeness, or timeliness of any market data. Do not rely on Cedrus for real-time trading decisions.
We do not guarantee that the Service will be available at all times. The Service may be interrupted for maintenance, updates, or circumstances beyond our control.
To the maximum extent permitted by UAE law, Cedrus and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or financial losses arising from your use of or inability to use the Service.
Our total liability to you for any claims arising from use of the Service shall not exceed the amount you paid to Cedrus in the 12 months preceding the claim.
You may terminate your account at any time by contacting us at support@cedrus.finance. Upon termination, your right to use the Service ceases immediately.
We reserve the right to suspend or terminate your account at our discretion if you:
Upon termination of your account, your data will be deleted within 30 days in accordance with our Privacy Policy.
These Terms of Service are governed by and construed in accordance with the laws of the United Arab Emirates, without regard to conflict of law principles.
In the event of any dispute arising from or relating to these Terms or your use of the Service, the parties agree to first attempt to resolve the dispute through good-faith negotiation by contacting us at legal@cedrus.finance.
If a dispute cannot be resolved through negotiation within 30 days, both parties agree to submit to the exclusive jurisdiction of the competent courts of the Emirate of Dubai, United Arab Emirates.
Users accessing the Service from other GCC countries acknowledge that UAE law governs these Terms. Nothing in these Terms affects your statutory rights under the laws of your country of residence.
We reserve the right to modify these Terms at any time. When we make material changes, we will:
Your continued use of the Service after the effective date of updated Terms constitutes your acceptance of the changes. If you do not agree to the updated Terms, you must stop using the Service and may request account deletion.
If you have any questions about these Terms of Service, please contact our legal team.
legal@cedrus.finance